Sho Temma
Sho Temma is an Associate in Candidate Relations at Concordia Talent Solutions, a specialist actuarial and insurance recruitment firm. He works with actuaries across the US, Canada, Bermuda and Asia on their careers and next moves, and writes CTS Insights on actuarial pay, hiring and regulation.
Articles
What a move to Bermuda involves for actuaries: the work permit fast track, payroll tax and deductions, rents and schools, and your US or Canadian tax.
How actuaries are using AI today, which standards and regulations already apply, and the skills employers are hiring for.
The FSA moved to courses in November 2025, with each technical course ending in a proctored exam. Pass rates, the ASA review, CAS and CIA changes, and what the credential pays.
Principle-based annuity reserves, new economic scenarios, offshore reinsurance tests and Canada's model risk rule: what changed and what it means for hiring.
Bermuda's long-term insurers hold $1.5 trillion of assets. How the market is growing, how the rules are tightening, and which actuarial skills it needs.
What actuaries ask for to move, how counteroffers tend to play out, where non-competes still apply, and the paperwork for moving to the US or Bermuda.
Titles mean different things at insurers, reinsurers, consultancies and Big 4 firms. How the levels line up and what each pays in the US, Canada and Bermuda.
Typical base pay for US actuaries by credential, experience, sector and city, plus bonus targets and pay in Canada and Bermuda, from the CTS Pay Index.
Let's talk about the role you can't fill
Whether you are hiring an actuary or quietly weighing up your next move, the first conversation is confidential and costs nothing.
