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The Actuarial Pay Index

FSA salary in the US

What FSA roles pay in the US in 2026: typical base salary for Fellows of the Society of Actuaries by years of experience and by employer sector.

Median base salary, FSA with 6 to 9 years, US life & annuity
$182k

Updated 6 October 2026 in the CTS Actuarial Pay Index.

FSA base salary by experience

At US life and annuity insurers:

  • 3 to 5 years: $145k median base, typically $126k to $166k
  • 6 to 9 years: $182k median base, typically $158k to $208k
  • 10 to 14 years: $208k median base, typically $180k to $237k
  • 15+ years: $237k median base, typically $205k to $271k

FSA salary by sector

For a Fellow with 6 to 9 years:

  • Life & annuity insurers: $182k median base
  • Reinsurers: $194k median base
  • Consulting firms: $188k median base
  • Health insurers: $187k median base
  • P&C insurers (FCAS): $183k median base

Bonus and total pay

Bonus targets for a Fellow with 6 to 9 years usually run about 15 to 20% of base in the offers we see, so on the median base above that is roughly $27k to $36k, for total pay of about $209k to $218k. Bonus targets vary more between employers than base does, and senior packages often add long-term incentives, so compare whole packages rather than base alone.

Open this in the Actuarial Pay Index → You can switch market, experience and sector, and unlock where your own salary sits and what it takes to move.

How these figures are built

The Actuarial Pay Index is our view of what actuarial roles pay, built from the offers, counteroffers and pay conversations in our own search work, the pay ranges in the actuarial roles advertised over the last 12 months, and government wage data. Every figure is reviewed by our team against what we see in the market. Figures are base salary for new hires, before any bonus; lower and upper figures are the lower and upper quartiles. Bonus targets come from the offers we see. No individual salaries are ever published. How the index is built.

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